Affordability Calculator - How Much Can I Borrow?

This calculator estimates the maximum housing loan amount based on your annual income and ability to service the loan. As a general guideline, in Singapore you can borrow up to 35% of your gross income. However, the banks can be flexible with this in some cases.

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Carmen Seah
Associate Manager
EMC PROPERTY SERVICES
canaeds@gmail.com
CEA Licence No.:
L3008639H / R002698D
(+65) 9735 6771
(+65) 9722 0183